At CalcGST.com ("we", "our", or "us"), we are committed to protecting your privacy and ensuring transparency about how we handle information when you use our financial calculators and services. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your personal data.
1. Information We Collect
1.1 Calculator Input Data
When you use our calculators (GST, Loan, EMI, Salary, Tax), you enter various financial figures such as income amounts, loan values, interest rates, and tax deductions. Important: This data is processed entirely within your web browser and is never transmitted to our servers or stored anywhere. Once you close or refresh the page, all entered data is permanently deleted from your device's memory.
1.2 Automatically Collected Information
Like most websites, we automatically collect certain technical information when you visit CalcGST.com:
- Browser Information: Browser type, version, and language preferences
- Device Information: Device type (desktop, mobile, tablet), operating system, and screen resolution
- Usage Data: Pages visited, time spent on pages, click patterns, and referral sources
- IP Address: Your Internet Protocol address for analytics and security purposes
- Cookies: Small text files stored on your device for functionality and analytics (see Cookies section below)
1.3 Contact Form Information
If you contact us through our contact form, we collect your name, email address, and message content solely for the purpose of responding to your inquiry. This information is stored securely and is not used for marketing purposes unless you explicitly consent.
2. How We Use Information
We use the automatically collected information for the following purposes:
- Service Improvement: Understanding how users interact with our calculators to improve functionality, accuracy, and user experience
- Analytics: Analyzing website traffic, popular calculators, and user demographics through Google Analytics to make data-driven improvements
- Security: Detecting and preventing fraudulent activity, abuse, and security threats to our platform
- Technical Performance: Monitoring website performance, identifying errors, and optimizing page load speeds
- Legal Compliance: Complying with applicable laws, regulations, and legal processes
3. Google Analytics
CalcGST.com uses Google Analytics, a web analytics service provided by Google LLC, to understand how visitors use our website. Google Analytics uses cookies to collect information such as how often users visit our site, what pages they visit, and what other sites they used prior to coming to our site.
The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators, and providing other services relating to website activity and internet usage.
You can opt-out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
4. Cookies and Tracking Technologies
CalcGST.com uses cookies to enhance your browsing experience. Cookies are small text files placed on your device that help us:
- Remember your preferences and settings
- Understand how you use our calculators
- Analyze traffic and improve our services
- Deliver relevant advertisements (if applicable)
You can control cookies through your browser settings. Most browsers allow you to refuse cookies or delete existing cookies. However, disabling cookies may affect the functionality of certain features on our website.
5. Third-Party Services
We may use third-party services for analytics, advertising, and website functionality. These services may collect information sent by your browser as part of a web page request, such as cookies or your IP address. Our primary third-party services include:
- Google Analytics: For website analytics and user behavior tracking
- Google AdSense: For displaying relevant advertisements (pending approval)
- Google Fonts: For typography and design elements
These third parties have their own privacy policies governing the use of information they collect. We encourage you to review their privacy policies.
6. Data Security
We implement appropriate technical and organizational security measures to protect information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.
7. Children's Privacy
CalcGST.com is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us, and we will delete such information from our systems.
8. Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information:
- Access: Request access to the personal information we hold about you
- Correction: Request correction of inaccurate or incomplete information
- Deletion: Request deletion of your personal information
- Objection: Object to processing of your personal information
- Data Portability: Request transfer of your information to another service
- Withdraw Consent: Withdraw consent for data processing where consent was the legal basis
To exercise these rights, please contact us at privacy@calcgst.com
9. International Data Transfers
CalcGST.com is operated from India. If you are accessing our website from outside India, please be aware that your information may be transferred to, stored, and processed in India where our servers are located. By using our website, you consent to the transfer of information to countries outside of your country of residence, which may have different data protection rules.
10. GDPR Compliance (For European Users)
If you are a resident of the European Economic Area (EEA), you have certain data protection rights under the General Data Protection Regulation (GDPR). We process your personal information based on the following legal grounds:
- Your consent (which you can withdraw at any time)
- Our legitimate interests in operating and improving our services
- Compliance with legal obligations
11. CCPA Compliance (For California Users)
If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete personal information, and the right to opt-out of the sale of personal information. We do not sell personal information.
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. We encourage you to review this Privacy Policy periodically.
13. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:
Email: privacy@calcgst.com
Contact Page: calcgst.com/contact-us.html
14. Consent
By using CalcGST.com, you consent to this Privacy Policy and agree to its terms. If you do not agree with this policy, please do not use our website.