Welcome to CalcGST.com. By accessing or using our website and financial calculators, you agree to be bound by these Terms of Service ("Terms"). Please read these Terms carefully before using our services. If you do not agree with any part of these Terms, you must not use our website.
1. Acceptance of Terms
By accessing CalcGST.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. These Terms apply to all visitors, users, and others who access or use our calculators and services.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of CalcGST.com after any changes constitutes acceptance of the modified Terms.
2. Description of Service
CalcGST.com provides free online financial calculators for Indian users, including but not limited to:
- GST Calculator for calculating Goods and Services Tax
- Loan Calculator for computing loan EMI and interest
- EMI Calculator for equated monthly installment calculations
- Salary Calculator for take-home salary estimation
- Income Tax Calculator for comparing tax regimes
Our calculators use standard mathematical formulas and publicly available information about Indian tax laws, GST rates, and financial regulations. All calculations are performed client-side in your browser using JavaScript.
3. No Financial Advice
CalcGST.com does not provide financial, investment, tax, or legal advice. Our calculators are educational tools designed to help you understand financial concepts and perform calculations. The results generated by our calculators should not be considered as professional advice or recommendations.
Before making any financial decisions based on calculator results, you should:
- Consult with a qualified Chartered Accountant for tax matters
- Seek advice from a certified financial planner for investment decisions
- Verify all calculations with official sources and professionals
- Review current laws and regulations that may affect your situation
4. Accuracy and Reliability
While we strive to ensure the accuracy of our calculators and information, CalcGST.com makes no warranties or representations regarding the accuracy, reliability, or completeness of calculator results or content on our website.
Financial regulations, tax laws, GST rates, and other parameters change frequently. Although we endeavor to update our calculators promptly when laws change, there may be delays or errors. Users are responsible for verifying that calculator inputs and results are appropriate for their specific situations.
5. Limitation of Liability
To the fullest extent permitted by applicable law, CalcGST.com, its owners, employees, partners, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:
- Use or inability to use our calculators or website
- Reliance on calculator results or information provided
- Financial decisions made based on our calculators
- Errors, inaccuracies, or omissions in calculator results
- Unauthorized access to or alteration of your data
- Any other matter relating to our services
Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability for incidental or consequential damages. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.
6. User Responsibilities
When using CalcGST.com, you agree to:
- Provide accurate input data to obtain meaningful results
- Use calculators only for lawful purposes
- Not attempt to reverse engineer, decompile, or extract source code
- Not use automated systems or bots to access our services
- Not interfere with or disrupt our website or servers
- Not impersonate any person or entity or misrepresent affiliation
- Respect intellectual property rights of CalcGST.com
7. Intellectual Property Rights
All content on CalcGST.com, including text, graphics, logos, calculators, code, design, and software, is the property of CalcGST.com and is protected by Indian and international copyright, trademark, and other intellectual property laws.
You may use our calculators for personal, non-commercial purposes. You may not:
- Copy, reproduce, or redistribute our calculator code
- Create derivative works based on our calculators
- Use our content for commercial purposes without permission
- Remove or alter copyright notices or attributions
8. Third-Party Links and Services
CalcGST.com may contain links to third-party websites or services that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
We use third-party services such as Google Analytics and Google AdSense, which have their own terms of service and privacy policies. By using our website, you also agree to comply with the terms of these third-party services.
9. Disclaimers
No Warranty: CalcGST.com is provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
No Guarantee of Availability: We do not guarantee that our website will be available at all times or that it will be free from errors, viruses, or other harmful components. We reserve the right to modify, suspend, or discontinue any part of our service at any time without notice.
10. Indemnification
You agree to indemnify, defend, and hold harmless CalcGST.com, its owners, employees, and affiliates from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:
- Your use of our calculators or website
- Your violation of these Terms of Service
- Your violation of any rights of another person or entity
- Financial decisions made based on our calculators
11. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising from these Terms or use of CalcGST.com shall be subject to the exclusive jurisdiction of the courts located in Mumbai, Maharashtra, India.
12. User Conduct
You agree not to use CalcGST.com to:
- Violate any applicable local, state, national, or international law
- Transmit any harmful or malicious code, viruses, or malware
- Collect or harvest personal information from other users
- Engage in any activity that disrupts or interferes with our services
- Attempt to gain unauthorized access to our systems or networks
13. Termination
We reserve the right to terminate or suspend your access to CalcGST.com immediately, without prior notice or liability, for any reason, including but not limited to breach of these Terms. Upon termination, your right to use our services will immediately cease.
14. Severability
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be severed from these Terms, and the remaining provisions shall continue in full force and effect.
15. Entire Agreement
These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and CalcGST.com regarding the use of our website and supersede all prior agreements and understandings, whether written or oral.
16. Contact Information
If you have any questions about these Terms of Service, please contact us at:
Email: legal@calcgst.com
Contact Page: calcgst.com/contact-us.html
17. Acknowledgment
By using CalcGST.com, you acknowledge that you have read these Terms of Service, understand them, and agree to be bound by them. If you do not agree to these Terms, you must immediately stop using our website and services.